Terms of Service

Last updated: 2026-04-08

Directory Disclaimer

Important Notice

YouOnlyPayIfWeCollect.com is an informational directory. We are NOT a debt collector, law firm, or financial institution. Nothing on this site constitutes legal, financial, or professional advice.

The professionals listed in our directory are independent businesses. Listing in our directory does not constitute endorsement, recommendation, or guarantee of service quality.

Use of This Site

By using YouOnlyPayIfWeCollect.com, you agree to:

Use the directory for lawful purposes only
Provide accurate information in lead forms
Not use automated tools to scrape or harvest directory data
Understand that we cannot guarantee the availability, quality, or success rate of any listed professional

Lead Form Consent

By submitting a lead form on this site, you consent to:

Being contacted by email with information about contingency-fee professionals
Your information being shared with relevant service providers in our network
Receiving educational content about consumer rights and debt collection

You may unsubscribe from communications at any time using the unsubscribe link in any email.

Limitation of Liability

YouOnlyPayIfWeCollect.com provides this directory "as is" without warranties of any kind. We are not liable for any damages arising from your use of this site or your engagement with any professional listed in our directory.

FDCPA Compliance Notice

All debt collection professionals listed in this directory are expected to comply with the Fair Debt Collection Practices Act (FDCPA) and applicable state laws. If you believe a listed company has violated the FDCPA, you may report it to the CFPB at consumerfinance.gov/complaint/ and your state Attorney General.