The 3-Step Process
Search the Directory
Find verified contingency-fee professionals in your state, filtered by the type of service you need.
Free Consultation
Submit your information. The professional evaluates your case at no charge and tells you if they can help.
Only Pay If Collected
If they take your case, they work on contingency. You pay nothing unless they successfully recover money.
Service Types Explained
Debt Collection Agencies
Third-party agencies that collect unpaid debts on behalf of creditors. They typically charge 20-40% ...
20-40% of collected amount
Contingency Fee Lawyers
Attorneys who take cases on a contingency basis - they only get paid if you win. Common for personal...
33-40% of settlement/judgment
Bail Bond Recovery
Licensed bail enforcement agents (bounty hunters) who locate and return fugitives who have skipped b...
10-20% of the bail bond amount
Asset Recovery Services
Specialists in locating and recovering lost, stolen, or abandoned assets including property, financi...
15-35% of recovered assets
Medical Billing Recovery
Specialists who audit medical bills for errors and recover overcharges from hospitals, insurance com...
25-35% of recovered overcharges
Judgment Enforcement
Specialists who collect on court judgments that debtors refuse to pay. They use legal tools like wag...
30-50% of collected judgment
Skip Tracing Services
Investigators who locate people who have 'skipped' - fled without paying debts, fulfilling legal obl...
Flat fee $50-500 per locate, or percentage if bundled with collectionWhat is the FDCPA?
Fair Debt Collection Practices Act
The FDCPA is a federal law that limits what debt collectors can do when trying to collect money from you. Key protections include:
- Collectors cannot call before 8am or after 9pm
- They cannot call your workplace if you tell them not to
- They must stop contacting you if you send a written cease-and-desist letter
- They cannot use abusive, threatening, or deceptive tactics
- They must provide written verification of the debt within 30 days
- You can dispute the debt in writing within 30 days of first contact