/* ============================================================
   YouOnlyPayIfWeCollect.com - Government Official Theme
   ============================================================ */

/* 1. Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Merriweather:wght@700;900&family=Source+Sans+Pro:wght@400;600&display=swap');

/* 2. CSS Custom Properties */
:root {
  --color-navy:       #1a2744;
  --color-navy-dark:  #0d1729;
  --color-navy-light: #253659;
  --color-gold:       #c9a227;
  --color-gold-light: #f0c84a;
  --color-gold-dark:  #a8851f;
  --color-white:      #ffffff;
  --color-gray-100:   #f5f6f8;
  --color-gray-200:   #e8eaed;
  --color-gray-300:   #d1d5db;
  --color-gray-500:   #6b7280;
  --color-gray-700:   #374151;
  --color-gray-800:   #1f2937;
  --color-red:        #c0392b;
  --color-red-dark:   #96291f;
  --color-red-light:  #fef2f2;
  --color-green:      #1a7a4a;
  --color-green-light:#f0faf4;

  --font-heading: 'Merriweather', Georgia, serif;
  --font-body: 'Source Sans Pro', system-ui, -apple-system, sans-serif;

  --shadow-sm:  0 1px 3px rgba(0,0,0,0.12);
  --shadow-md:  0 4px 12px rgba(0,0,0,0.15);
  --shadow-lg:  0 8px 24px rgba(0,0,0,0.18);

  --border-radius: 4px;
  --border-radius-lg: 8px;
  --transition: 0.2s ease;

  --container-max: 1200px;
  --container-pad: 1.25rem;
}

/* 3. Reset + Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--color-gray-800);
  background: var(--color-gray-100);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; }
a { color: var(--color-navy); text-decoration: none; }
a:hover { color: var(--color-gold-dark); text-decoration: underline; }
ul { list-style: none; }

h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  color: var(--color-navy);
  line-height: 1.25;
}

h1 { font-size: 2.25rem; font-weight: 900; }
h2 { font-size: 1.75rem; font-weight: 700; }
h3 { font-size: 1.35rem; font-weight: 700; }
h4 { font-size: 1.1rem; font-weight: 700; }

p { margin-bottom: 1rem; }

/* 4. Layout */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-pad);
}

.two-col {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 2rem;
  align-items: start;
}

.main-col { min-width: 0; }

.sidebar {
  position: sticky;
  top: 1.5rem;
}

.section {
  padding: 3rem 0;
}

.section-title {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--color-navy);
  border-bottom: 3px solid var(--color-gold);
  padding-bottom: 0.5rem;
  margin-bottom: 1.5rem;
}

/* 5. Header */
.site-header {
  background: var(--color-navy-dark);
  border-bottom: 3px solid var(--color-gold);
  padding: 0.75rem 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow-md);
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.site-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--color-white);
  flex-shrink: 0;
}

.site-logo:hover { color: var(--color-gold-light); text-decoration: none; }

.logo-text {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.2;
}

.logo-tag {
  display: block;
  font-size: 0.65rem;
  color: var(--color-gold);
  font-family: var(--font-body);
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.seal-small {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
}

.seal-small svg {
  width: 100%;
  height: 100%;
}

/* Navigation */
.main-nav {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.main-nav a,
.main-nav button {
  color: var(--color-gray-300);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 0.5rem 0.75rem;
  border-radius: var(--border-radius);
  border: none;
  background: none;
  cursor: pointer;
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
}

.main-nav a:hover,
.main-nav button:hover {
  background: rgba(201,162,39,0.15);
  color: var(--color-gold-light);
  text-decoration: none;
}

.nav-dropdown {
  position: relative;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  background: var(--color-navy);
  border: 1px solid var(--color-navy-light);
  border-top: 2px solid var(--color-gold);
  box-shadow: var(--shadow-lg);
  min-width: 200px;
  max-height: 60vh;
  overflow-y: auto;
  z-index: 200;
  border-radius: 0 0 var(--border-radius) var(--border-radius);
  columns: 2;
  padding: 0.5rem;
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  display: block;
}

.dropdown-menu a {
  display: block;
  padding: 0.4rem 0.75rem;
  font-size: 0.85rem;
  border-radius: var(--border-radius);
  break-inside: avoid;
}

.nav-mobile-toggle {
  display: none;
  background: none;
  border: 1px solid rgba(255,255,255,0.3);
  color: var(--color-white);
  padding: 0.4rem 0.75rem;
  border-radius: var(--border-radius);
  font-size: 1.25rem;
  cursor: pointer;
}

/* 6. Breadcrumbs */
.breadcrumbs {
  background: var(--color-navy);
  padding: 0.6rem 0;
  font-size: 0.82rem;
}

.breadcrumbs .container {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  flex-wrap: wrap;
}

.breadcrumbs a {
  color: var(--color-gold);
  font-weight: 600;
}

.breadcrumbs a:hover { color: var(--color-gold-light); }

.breadcrumbs span {
  color: var(--color-gray-300);
}

.breadcrumb-sep {
  color: var(--color-gray-500);
  margin: 0 0.1rem;
}

/* 7. Hero */
.hero {
  background: linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 60%, var(--color-navy-light) 100%);
  color: var(--color-white);
  padding: 3rem 0 2.5rem;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201,162,39,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.hero-content {
  max-width: 780px;
}

.hero-badge {
  display: inline-block;
  background: var(--color-gold);
  color: var(--color-navy-dark);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.3rem 0.75rem;
  border-radius: 2px;
  margin-bottom: 0.875rem;
}

.hero h1 {
  color: var(--color-white);
  font-size: 2.4rem;
  margin-bottom: 0.875rem;
  text-shadow: 0 2px 8px rgba(0,0,0,0.3);
}

.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 1.5rem;
  max-width: 620px;
}

.hero-stats {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
  margin-top: 1.5rem;
}

.hero-stat {
  text-align: center;
}

.hero-stat .stat-num {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 900;
  color: var(--color-gold);
}

.hero-stat .stat-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* 8. Official Seal Badge */
.seal-badge {
  width: 90px;
  height: 90px;
  flex-shrink: 0;
}

.seal-large {
  width: 120px;
  height: 120px;
}

/* 9. Service Type Cards */
.service-strip {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray-200);
  padding: 1.25rem 0;
}

.service-strip .container {
  display: flex;
  gap: 0.5rem;
  overflow-x: auto;
  scrollbar-width: thin;
  padding-bottom: 0.25rem;
}

.service-chip {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 1rem;
  background: var(--color-gray-100);
  border: 1px solid var(--color-gray-200);
  border-radius: 20px;
  white-space: nowrap;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy);
  transition: all var(--transition);
  text-decoration: none;
  flex-shrink: 0;
}

.service-chip:hover {
  background: var(--color-navy);
  color: var(--color-white);
  border-color: var(--color-navy);
  text-decoration: none;
}

.service-chip .chip-icon {
  width: 20px;
  height: 20px;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 1rem;
}

.service-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-top: 3px solid var(--color-gold);
  border-radius: var(--border-radius);
  padding: 1.25rem;
  transition: box-shadow var(--transition), transform var(--transition);
  text-decoration: none;
  color: inherit;
  display: block;
}

.service-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  text-decoration: none;
  color: inherit;
}

.service-card-icon {
  width: 40px;
  height: 40px;
  margin-bottom: 0.75rem;
}

.service-card h3 {
  font-size: 1rem;
  margin-bottom: 0.4rem;
}

.service-card p {
  font-size: 0.85rem;
  color: var(--color-gray-500);
  margin: 0;
}

.service-card .fee-tag {
  display: inline-block;
  background: var(--color-green-light);
  color: var(--color-green);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 0.2rem 0.5rem;
  border-radius: 2px;
  margin-top: 0.75rem;
}

/* 10. State Grid */
.state-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
  gap: 0.6rem;
}

.state-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 0.875rem 0.5rem;
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--border-radius);
  text-decoration: none;
  transition: all var(--transition);
  text-align: center;
}

.state-card:hover {
  border-color: var(--color-navy);
  box-shadow: var(--shadow-sm);
  transform: translateY(-1px);
  text-decoration: none;
}

.state-abbr {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 900;
  color: var(--color-navy);
  line-height: 1;
}

.state-name {
  font-size: 0.72rem;
  color: var(--color-gray-500);
  margin-top: 0.25rem;
  font-weight: 600;
}

.state-count {
  font-size: 0.65rem;
  color: var(--color-green);
  margin-top: 0.2rem;
}

/* 11. Company Listing Cards */
.company-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.company-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-left: 4px solid var(--color-navy);
  border-radius: var(--border-radius);
  padding: 1.25rem;
  transition: box-shadow var(--transition);
}

.company-card:hover {
  box-shadow: var(--shadow-md);
}

.company-card-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.75rem;
}

.company-card h3 {
  font-size: 1.1rem;
  margin: 0;
}

.company-card h3 a {
  color: var(--color-navy);
}

.verified-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  background: var(--color-green-light);
  color: var(--color-green);
  font-size: 0.72rem;
  font-weight: 600;
  padding: 0.2rem 0.5rem;
  border-radius: 2px;
  white-space: nowrap;
  flex-shrink: 0;
}

.company-meta {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
  font-size: 0.82rem;
  color: var(--color-gray-500);
  margin-bottom: 0.75rem;
}

.company-meta span {
  display: flex;
  align-items: center;
  gap: 0.3rem;
}

.company-desc {
  font-size: 0.9rem;
  color: var(--color-gray-700);
  margin-bottom: 1rem;
}

.company-tags {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}

.tag {
  background: var(--color-gray-100);
  color: var(--color-gray-700);
  font-size: 0.72rem;
  font-weight: 600;
  padding: 0.2rem 0.5rem;
  border-radius: 2px;
}

.company-card-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}

.placeholder-company {
  border-left-color: var(--color-gray-300);
  opacity: 0.8;
}

/* 12. FOMO Elements */
.fomo-alert {
  background: var(--color-red);
  color: var(--color-white);
  padding: 0.75rem 1rem;
  border-radius: var(--border-radius);
  margin-bottom: 1rem;
  font-size: 0.9rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.fomo-alert .alert-icon {
  font-size: 1.1rem;
  flex-shrink: 0;
}

.countdown-widget {
  background: var(--color-navy-dark);
  color: var(--color-white);
  border-radius: var(--border-radius);
  padding: 1rem;
  margin-bottom: 1rem;
  text-align: center;
}

.countdown-label {
  font-size: 0.72rem;
  color: var(--color-gold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.countdown-timer {
  display: flex;
  justify-content: center;
  gap: 0.75rem;
}

.countdown-unit {
  text-align: center;
}

.countdown-num {
  display: block;
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 900;
  color: var(--color-gold);
  line-height: 1;
  min-width: 2.5ch;
}

.countdown-unit-label {
  font-size: 0.65rem;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.countdown-sep {
  font-size: 1.75rem;
  color: var(--color-gold);
  font-weight: 900;
  align-self: flex-start;
  margin-top: 0.1rem;
}

.spots-widget {
  margin-bottom: 1rem;
}

.spots-label {
  font-size: 0.82rem;
  color: var(--color-gray-700);
  margin-bottom: 0.4rem;
  display: flex;
  justify-content: space-between;
}

.spots-label strong {
  color: var(--color-red);
}

.spots-bar {
  height: 10px;
  background: var(--color-gray-200);
  border-radius: 5px;
  overflow: hidden;
}

.spots-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--color-red-dark), var(--color-red));
  border-radius: 5px;
  transition: width 0.5s ease;
}

/* 13. Lead Magnet Widget */
.lead-magnet {
  background: var(--color-white);
  border: 2px solid var(--color-navy);
  border-top: 4px solid var(--color-gold);
  border-radius: var(--border-radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-md);
}

.lead-magnet-title {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.lead-magnet-sub {
  font-size: 0.85rem;
  color: var(--color-gray-500);
  margin-bottom: 1rem;
}

.lead-form .form-group {
  margin-bottom: 0.75rem;
}

.lead-form label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--color-gray-700);
  margin-bottom: 0.3rem;
}

.lead-form input[type="text"],
.lead-form input[type="email"] {
  width: 100%;
  padding: 0.6rem 0.875rem;
  border: 1px solid var(--color-gray-300);
  border-radius: var(--border-radius);
  font-size: 0.95rem;
  font-family: var(--font-body);
  transition: border-color var(--transition);
  color: var(--color-gray-800);
}

.lead-form input:focus {
  outline: none;
  border-color: var(--color-navy);
  box-shadow: 0 0 0 3px rgba(26,39,68,0.1);
}

.lead-form .btn-submit {
  width: 100%;
  padding: 0.875rem;
  background: var(--color-red);
  color: var(--color-white);
  border: none;
  border-radius: var(--border-radius);
  font-size: 1rem;
  font-weight: 600;
  font-family: var(--font-body);
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  letter-spacing: 0.02em;
}

.lead-form .btn-submit:hover {
  background: var(--color-red-dark);
  transform: translateY(-1px);
}

.lead-form .btn-submit:active {
  transform: translateY(0);
}

.form-success {
  display: none;
  background: var(--color-green-light);
  border: 1px solid var(--color-green);
  border-radius: var(--border-radius);
  padding: 1rem;
  text-align: center;
  color: var(--color-green);
  font-weight: 600;
}

.form-error {
  display: none;
  background: var(--color-red-light);
  border: 1px solid var(--color-red);
  border-radius: var(--border-radius);
  padding: 0.5rem 0.75rem;
  font-size: 0.82rem;
  color: var(--color-red);
  margin-top: 0.5rem;
}

.trust-badges {
  display: flex;
  gap: 0.75rem;
  justify-content: center;
  margin-top: 0.875rem;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.3rem;
  font-size: 0.72rem;
  color: var(--color-gray-500);
  font-weight: 600;
}

/* Section-level FOMO banner */
.fomo-section {
  background: var(--color-red);
  color: var(--color-white);
  padding: 2.5rem 0;
}

.fomo-section .container {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2rem;
  align-items: center;
}

.fomo-section h2 {
  color: var(--color-white);
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.fomo-section p {
  color: rgba(255,255,255,0.9);
  margin: 0;
}

/* 14. Trust Bar */
.trust-bar {
  background: var(--color-navy);
  padding: 1rem 0;
  border-top: 1px solid var(--color-navy-light);
}

.trust-bar .container {
  display: flex;
  align-items: center;
  gap: 2rem;
  justify-content: center;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255,255,255,0.8);
  font-size: 0.82rem;
  font-weight: 600;
}

.trust-item svg {
  width: 18px;
  height: 18px;
  color: var(--color-gold);
}

/* 15. FAQ Accordion */
.faq-list {
  border: 1px solid var(--color-gray-200);
  border-radius: var(--border-radius-lg);
  overflow: hidden;
}

.faq-item {
  border-bottom: 1px solid var(--color-gray-200);
}

.faq-item:last-child {
  border-bottom: none;
}

.faq-question {
  width: 100%;
  text-align: left;
  padding: 1rem 1.25rem;
  background: var(--color-white);
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-navy);
  transition: background var(--transition);
}

.faq-question:hover {
  background: var(--color-gray-100);
}

.faq-question[aria-expanded="true"] {
  background: var(--color-navy);
  color: var(--color-white);
}

.faq-icon {
  font-size: 1.25rem;
  font-weight: 400;
  flex-shrink: 0;
  transition: transform var(--transition);
}

.faq-question[aria-expanded="true"] .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 1rem 1.25rem;
  background: var(--color-white);
  font-size: 0.9rem;
  color: var(--color-gray-700);
  line-height: 1.7;
}

.faq-answer.is-open {
  display: block;
}

/* 16. Comparison Table */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
  background: var(--color-white);
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.comparison-table th {
  background: var(--color-navy);
  color: var(--color-white);
  padding: 0.75rem 1rem;
  text-align: left;
  font-weight: 600;
}

.comparison-table td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--color-gray-200);
  color: var(--color-gray-700);
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table tr:nth-child(even) td {
  background: var(--color-gray-100);
}

/* 17. Company Profile Page */
.company-profile-header {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray-200);
  padding: 1.5rem 0;
}

.company-profile-meta {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
  margin-top: 0.875rem;
}

.profile-meta-item {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}

.profile-meta-label {
  font-size: 0.72rem;
  color: var(--color-gray-500);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
}

.profile-meta-value {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-navy);
}

.tab-nav {
  display: flex;
  gap: 0;
  border-bottom: 2px solid var(--color-gray-200);
  margin-bottom: 1.5rem;
}

.tab-btn {
  padding: 0.75rem 1.25rem;
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-gray-500);
  cursor: pointer;
  transition: all var(--transition);
  margin-bottom: -2px;
}

.tab-btn:hover { color: var(--color-navy); }
.tab-btn.active {
  color: var(--color-navy);
  border-bottom-color: var(--color-gold);
}

.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* Rating Stars */
.stars {
  display: inline-flex;
  gap: 0.15rem;
  color: var(--color-gold);
  font-size: 1rem;
}

.stars-outline { color: var(--color-gray-300); }

/* 18. Footer */
.site-footer {
  background: var(--color-navy-dark);
  color: rgba(255,255,255,0.75);
  padding: 3rem 0 1.5rem;
  margin-top: 3rem;
  border-top: 3px solid var(--color-gold);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 2.5rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 1.5rem;
}

.footer-col h4 {
  color: var(--color-white);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 0.875rem;
}

.footer-col p {
  font-size: 0.85rem;
  line-height: 1.7;
  margin-bottom: 0;
}

.footer-col ul li {
  margin-bottom: 0.4rem;
}

.footer-col ul li a {
  color: rgba(255,255,255,0.65);
  font-size: 0.85rem;
  transition: color var(--transition);
}

.footer-col ul li a:hover {
  color: var(--color-gold);
  text-decoration: none;
}

.footer-bottom {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.6;
}

.fdcpa-notice {
  margin-bottom: 0.5rem;
  font-style: italic;
}

/* 19. Utility / Buttons */
.btn-primary {
  display: inline-block;
  padding: 0.625rem 1.25rem;
  background: var(--color-navy);
  color: var(--color-white);
  border-radius: var(--border-radius);
  font-weight: 600;
  font-size: 0.9rem;
  transition: background var(--transition), transform var(--transition);
  border: none;
  cursor: pointer;
  text-decoration: none;
}

.btn-primary:hover {
  background: var(--color-navy-light);
  color: var(--color-white);
  text-decoration: none;
  transform: translateY(-1px);
}

.btn-secondary {
  display: inline-block;
  padding: 0.625rem 1.25rem;
  background: transparent;
  color: var(--color-navy);
  border: 2px solid var(--color-navy);
  border-radius: var(--border-radius);
  font-weight: 600;
  font-size: 0.9rem;
  transition: all var(--transition);
  text-decoration: none;
  cursor: pointer;
}

.btn-secondary:hover {
  background: var(--color-navy);
  color: var(--color-white);
  text-decoration: none;
}

.btn-gold {
  background: var(--color-gold);
  color: var(--color-navy-dark);
}

.btn-gold:hover {
  background: var(--color-gold-light);
  color: var(--color-navy-dark);
}

/* Info / Rights boxes */
.rights-box {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-left: 4px solid var(--color-gold);
  border-radius: var(--border-radius);
  padding: 1.25rem;
  margin-bottom: 1rem;
}

.rights-box h4 {
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.rights-box ul {
  list-style: disc;
  padding-left: 1.25rem;
}

.rights-box ul li {
  font-size: 0.88rem;
  color: var(--color-gray-700);
  margin-bottom: 0.3rem;
}

.sol-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
  margin-top: 0.75rem;
}

.sol-table th {
  background: var(--color-navy);
  color: var(--color-white);
  padding: 0.5rem 0.875rem;
  text-align: left;
  font-weight: 600;
  font-size: 0.78rem;
}

.sol-table td {
  padding: 0.5rem 0.875rem;
  border-bottom: 1px solid var(--color-gray-200);
}

.sol-table tr:nth-child(even) td {
  background: var(--color-gray-100);
}

/* How It Works steps */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 2rem;
  left: calc(16.67% + 1rem);
  right: calc(16.67% + 1rem);
  height: 2px;
  background: var(--color-gold);
  z-index: 0;
}

.step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-num {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--color-navy);
  color: var(--color-white);
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  border: 3px solid var(--color-gold);
}

.step h3 {
  margin-bottom: 0.4rem;
}

.step p {
  font-size: 0.88rem;
  color: var(--color-gray-500);
  margin: 0;
}

/* Quick Stats Bar */
.quick-stats {
  background: var(--color-navy);
  color: var(--color-white);
  padding: 1rem 0;
}

.quick-stats .container {
  display: flex;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.quick-stat {
  text-align: center;
}

.quick-stat .num {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 900;
  color: var(--color-gold);
}

.quick-stat .label {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.7);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Related pages grid */
.related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 0.6rem;
}

.related-card {
  display: block;
  padding: 0.75rem 1rem;
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--border-radius);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy);
  transition: all var(--transition);
  text-decoration: none;
}

.related-card:hover {
  background: var(--color-navy);
  color: var(--color-white);
  border-color: var(--color-navy);
  text-decoration: none;
}

/* Schema hidden */
[data-schema] { display: none; }

/* Badges */
.official-notice {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--color-gold-light);
  color: var(--color-navy-dark);
  border: 1px solid var(--color-gold);
  border-radius: 2px;
  font-size: 0.72rem;
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* 20. Responsive Breakpoints */
@media (max-width: 1024px) {
  .two-col {
    grid-template-columns: 1fr 300px;
  }
}

@media (max-width: 768px) {
  :root {
    --container-pad: 1rem;
  }

  h1 { font-size: 1.75rem; }
  h2 { font-size: 1.4rem; }

  .two-col {
    grid-template-columns: 1fr;
  }

  .sidebar {
    position: static;
    order: -1;
  }

  .main-nav { display: none; }
  .main-nav.is-open { display: flex; flex-direction: column; align-items: stretch; }

  .nav-mobile-toggle { display: block; }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .steps-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .steps-grid::before { display: none; }

  .hero h1 { font-size: 1.6rem; }

  .hero-stats { gap: 1.25rem; }

  .state-grid {
    grid-template-columns: repeat(auto-fill, minmax(110px, 1fr));
  }

  .fomo-section .container {
    grid-template-columns: 1fr;
  }

  .quick-stats .container {
    gap: 1.5rem;
  }

  .dropdown-menu {
    columns: 1;
  }
}

@media (max-width: 480px) {
  h1 { font-size: 1.5rem; }

  .hero { padding: 2rem 0; }

  .company-card-header {
    flex-direction: column;
    align-items: flex-start;
  }

  .company-meta {
    gap: 0.75rem;
  }

  .state-grid {
    grid-template-columns: repeat(auto-fill, minmax(90px, 1fr));
  }

  .service-grid {
    grid-template-columns: 1fr 1fr;
  }
}
